Auto Finance FAQs

Your Honda Auto Loan Questions Answered in Thousand Oaks, CA

Find Out More About Honda Financing at Honda of Thousand Oaks

Are you thinking about buying or leasing a new Honda in Thousand Oaks? We're sure you have questions! Our team is ready to field any questions you might have about the Honda financing process. We've also compiled some of the most frequently asked questions about Honda financing here on this page for your reference, so feel free to dive in and see if the answer to your question is already here. Of course, if you need more information, you're always welcome to contact us at our dealership. Our financing experts are ready to assist you!

Should I buy or lease my next Honda?

Both options have some stellar benefits, so what matters most to you?

Do you want lower monthly payments and the opportunity to drive a brand-new Honda every few years? Leasing a new Honda near Ventura might be the best option for you. The trade-off is that there are mileage limits, and your car has to have minimal wear and tear when you return it.

Buying, on the other hand, is a great choice if you want to hold on to your car for many years. Once it's paid off, it's yours, so you're free to rack up as many miles and drive it as hard as you want without having to worry about fees. It'll cost you more per month, but once your vehicle is fully paid for, you can use its value towards something new later down the line.

So, there's no right or wrong answer. It all comes down to what you feel makes more sense for your lifestyle and budget. You can count on our team to help if you're having trouble deciding!

Can I finance a Honda even if I have poor credit?

We have experience working with a wide range of buyers with a wide range of credit situations, and we don't see credit as a roadblock. If you have credit concerns, rest assured that we'll work hard to help you find a financing solution that works for you. We don't believe that your credit score should bar you from getting the car you need, and we're ready to help here at our Honda dealership serving Woodland Hills and Oxnard.

When should I start the financing process?

Everyone approaches the buying process at their own pace, so there's no set timeline. Typically, the time to jump into the financing process is when you have found a vehicle you like, and you're ready to take the next steps. We always recommend taking the time to test drive any prospective vehicles before putting any money down so that you can take your time to do research without worrying about the financing steps.

What is the Honda financing process like?

That depends on your approach! You can choose to visit us at our dealership and meet with our team face to face. Our team will walk you through the process, talk with you about your needs, go over your credit score, and chat about other information to help you arrive at a financing solution that works for your needs. If you choose our online financing option, you can save time by inputting all the pertinent information in a secure form and submitting it to our team from the comfort of home in Pasadena or Simi Valley. We'll take it from there and work hard to help you get a financing solution that makes sense for your individual needs.

Ready to Get Started?

Our Honda Finance team is ready to help you take the next steps. If you have further questions, please let us know. We look forward to helping you dive into your next Honda adventure with the utmost confidence, and we look forward to serving you.

  1. Swickard Honda of Thousand Oaks

    3925 Auto Mall Drive
    Thousand Oaks, CA 91362

    • Sales: 805-371-5500
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Get in Touch

  • Contact our Sales Department at: 805-371-5500
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-8:00PM
  • Saturday9:00AM-8:00PM
  • Sunday10:00AM-7:00PM